Terms and conditions
Last updated 5 November 2026
By using this website you agree to these terms.
General information only
Everything on this website is general information. It does not take into account your objectives, financial situation or needs. It is not financial product advice, tax advice or legal advice, and it is not an offer or approval of credit. Interest rates, figures, examples and lender policies are illustrations and can change without notice. All credit is subject to the lender's assessment and approval.
Credit assistance
The Lending Lab Pty Ltd (ACN 651 936 337) is Credit Representative 538291 and Nicholas Clunes is Credit Representative 530711, both authorised under Australian Credit Licence 387856. Before we provide credit assistance we will give you our credit guide and, where required, a credit proposal disclosure setting out any fees and commissions.
Calculators and links
Calculators, including those on Groundwork Commercial, give estimates only. Links to other websites are for convenience. We are not responsible for third-party content, except our sister businesses Groundwork Commercial and Levelhead, which are run by the same director.
Intellectual property
Content on this site belongs to The Lending Lab Pty Ltd unless stated otherwise. Do not copy it for commercial use without permission.
Liability
To the extent permitted by law, we are not liable for any loss from relying on information on this website. Nothing in these terms limits your rights under the Australian Consumer Law.
Governing law
These terms are governed by the laws of New South Wales.