Newcastle and the Hunter

Commercial finance in Newcastle

Newcastle is our second home market. Nick started his career at Greater Bank, the Newcastle-based lender, and works with Hunter investors and business owners.

Why Newcastle

Newcastle offers what many Sydney investors cannot get at home: commercial yields that service on their own, and industrial land within reach. Locally, health, education, defence and mining services keep demand for premises steady.

What we see in Newcastle

  • Industrial units and yards around Beresfield, Thornton, Mayfield West and the port
  • Offices and medical suites in the CBD, Honeysuckle and around John Hunter Hospital
  • Shopfronts in Hamilton, The Junction and Merewether
  • SMSF purchases by Sydney and local investors looking for higher yields
  • Construction finance for townhouse and small apartment projects

Lenders and valuations

Lenders treat Newcastle as a major regional centre, so most bank and non-bank policies apply as they do in Sydney. Valuations are done by local valuers, and some property types outside the main centres attract lower maximum LVRs. We know which lenders are comfortable with which areas before you sign a contract.

Lake Macquarie, Maitland and the Hunter

See Lake Macquarie and Maitland and the Hunter Valley.

How we work

We meet clients at our Neutral Bay office by appointment, on site when the deal needs it, and by phone or video for everything else. Most documents are signed electronically, so distance rarely slows a deal down.

Looking for a home loan rather than commercial finance? Our main site, thelendinglab.com.au, covers home loans, refinancing and first home buyers.

Areas we cover

Newcastle CBD, Honeysuckle, Hamilton, Merewether, The Junction, Mayfield, Wallsend, Kotara, Beresfield, Port Stephens.

Get in touch

Talk to Nick

Tell us what you are trying to do. Nick will call you back, usually within a business day, and tell you plainly whether we can help.

We usually reply within one business day. Looking for a home loan? Go to thelendinglab.com.au.