When private money makes sense
- Settling a purchase before a sale or refinance completes
- Paying a tax debt or a supplier while the bank refinance is arranged
- Buying land or a site before approvals are in place
- A deal a bank cannot assess yet, such as a new business or a recent credit issue
What it costs
Private loans carry higher rates and fees than bank loans, and terms are often six to twenty-four months. We show you the total cost over the expected term, not just the rate, and we agree the exit before you sign. If a bank can do the deal in time, we will tell you.